AI Native Operating System

EOS3 for Financial Industry Solutions

— Building the AI-Native Operating System for Banking, Insurance, and Securities

Across the financial industry, banks, insurers, and securities firms are facing common challenges: complex risk control, fragmented data, scarce expertise, mounting compliance pressure, and unclear ROI.
Too often, AI is adopted only as small, fragmented pilots. The result is isolated tools that fail to scale into real organizational capability.

This is exactly why EOS3 created. Unlike piecemeal AI tools, EOS3 is a full AI-Native Operating System — helping financial institutions achieve higher efficiency, stronger risk control, regulatory compliance, and measurable ROI.

Three Core Capabilities

EOS3 is built on three tightly integrated modules:

1. Kaya —— Financial Compute & Inference Base
Pools and virtualizes GPUs for unified scheduling; with the LIM high-performance inference platform, supports high-frequency trading and real-time risk control; deployed on-premise to ensure sovereignty and compliance.

2. Pradya —— Financial Decision Engine
Builds semantic/causal financial knowledge graphs (Mandala) and simulates portfolio & policy outcomes (Jantra), while embedding expert knowledge into reusable digital agents.

3. Karma —— Digital Agent Collaboration Network
Empowers relationship managers, risk officers, compliance staff, and auditors with their own AI agents. Few humans × many agents → seamless cross-department collaboration and major efficiency gains.

A Closed-Loop of Intelligence

The strength of EOS3 lies in its closed-loop design:
Data ingestion → Knowledge modeling → Simulation → Agent execution → Feedback & iteration.
Every transaction, every compliance check, and every investment simulation feeds back into the system, making the financial AI brain smarter and more effective over time.

Clear and Proven Use Cases

EOS3 is already delivering real-world value:

Smart Risk Control: Fraud detection accuracy improved by 30%, false positives reduced by 40%.

Investment & Portfolio Optimization: Multi-path ROI and risk analysis, research reports generated 3× faster.

Smart Compliance Review: Review cycles shortened from days to hours; compliance agents provide 24/7 auditing.

Customer Service & Operations: Relationship manager agents deliver personalized advice while service costs drop by 30%+.

Five Key Benefits

Cost & Efficiency: Compute utilization ↑3–4×, manual costs ↓30–50%.

Risk Control: Causal inference + simulation → proactive risk prevention.

Knowledge Accumulation: Expert know-how digitized into scalable agents.

Compliance Assurance: Data remains on-premise, meeting strict regulations.

Cmpounding Effect: The longer EOS3 runs, the smarter and more efficient it becomes.

In short, EOS3 is the AI Operating System for financial institutions.
It is not a set of fragmented tools, but a unified intelligent hub combining compute, knowledge, and agent collaboration.
With EOS3, banks, insurers, and securities firms can finally achieve AI-Native Finance:
Driving efficiency gains, cost reductions, and measurable ROI — all under trusted risk control.

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